Now here’s a puzzle. The world economy is in a fix. Most people are getting poorer. Household income is down by more than five per cent on last year. That’s the global average; in some countries it’s much worse. We need 80 million new jobs to get us back to pre-crash employment levels. And the progress on reducing world hunger has stalled, leaving one in seven people without enough to eat.1,2,3

But for one group of people life just gets better, no matter where they live. Known as HNWIs – High Net Worth Individuals – this global élite’s fortunes just keep rising.